Client Testimonials


“I have hired ED Lee to do Medical Benefit for two companies that I started. HTS, in 1992 grew from 5 to 500 employees and he provided superlative support and results. The second company Anakam grew to 50 employees. Both companies sold to public companies and he helped me through the transition. I would recommend him to anybody”

—Allan Camaisa, Founder

HTS / Anakam / Risen Media

“Ed and ELT Ins. have continued to provide excellent support to our company in the areas of benefit services for our employees. Ed and his staff are very knowledgeable, provide very rapid responses to our inquiries and have done a great job in finding alternative service providers and options in the constantly changing corporate benefits environment.

Ed and his firm, ELT Insurance are highly recommended”

—Lawrence Massaro, Vice President/CFO

Tactical Engineering & Analysis, Inc.

“Ed is a bright, energetic, focused business leader who seizes every opportunity to move a company’s benefits program from Good to Great. Ed has brought together and trained a team of high-value benefit and administrative experts to design and execute benefit strategies that simultaneously provide state-of-the-art benefit solutions for companies at lower costs while also providing comprehensive coverage for employees and their families. I highly recommend using Ed and his team.”

—Naomi Whitacre, HR Consultant

“Ed is a true professional. I have engaged Ed and ELT Insurance Services for over 10 years at three different companies. He is responsive, creative and places customer service at the top of his priority list (that’s why I’ve used him at three different companies).

If you need a personal reference for Ed, please feel free to contact me directly at and I’ll be glad to connect with you personally to describe in more detail how effective he has been in numerous situations.”

—Alan Stewart, CFO

Epsilon Systems Solutions

“I inherited Ed and ELT Insurance Services in my role as HR Director for LG from my predecessor and I am so grateful. Ed and team are the utmost professionals, experts in their field, trustworthy and fair. Ed has grown to be not only a trusted professional colleague and friend but someone that I feel confident in recommending to others.”

—Sadie Stern, Senior Director of Human Resources

LG Infocom

“Edward’s expertise, demonstrated excellent leadership via his very competent and deeply knowledgeabe team, were the best I’ve experienced in 30+ years in law office management.

They transitioned and implemented our benefits in a professional, smooth, effective and efficient manner. His superb and consistent communication, follow through, integrity, out-of-the-box ideas, creative thinking and approach to our goals resulted in significant savings and created a high level of confidence with our team of 130 in four locations in California.

I highly recommend Edward Lee and ELT Insurance Services.”

—Linda K. Dean, HR/Operations

Klinedinst PC

“I have known Ed Lee for about 15 years. I have used and recommended him many times over the years. He is not only knowledgeable, but Ed and his team provide the highest level of service to their clients. His consultative approach, diligent follow-up and follow-through, as well as his genuine interest and commitment to really helping his clients, make it a true pleasure to work with Ed and ELT Insurance.”

—Carrie Mayers, Executive Business Coach / Consultant

The Corporate Coaching Company

“We are a small group and needed solid advice and imaginative thinking for our benefits. Ed fit that role perfectly.

Additionally, and importantly, Ed speaks and communicates in language we can all understand. So many that are experts in their field talk “techie” or “high science” talk. But Ed is able to communicate effectively to our group about many complicated issues. We really appreciate that!!

—Mark Wooster, CFO

Telisimo International

“I want to especially thank you for spending considerable time and energy in finding the proper people at the HMO to actually even look at my claim submission. I am grateful for your diligence in following up with the HMO and the medical group on my behalf. Also, it was great that you reviewed and submitted all the pertinent documents to the insurance company and advised me on how to best go through this process.

It is nearly impossible to list all the numerous services you have provided to me throughout this reimbursement claim experience. You have been super nice, friendly and proactive every step of the way even in the face of a variety of requests, issues, and ridiculous conditions imposed, etc.

I am definitely happy that my firm retained Ahern ELT to service our numerous insurance needs. And I am very glad that my secretary advised me to call you to help me with this matter. In sum, I wish to convey my deepest thanks to you.”

Catherine Tong,  Associate Attorney

Robert & Associates, APC

“Ed Lee is an expert in the field of benefits especially for small to medium size companies. He has been invaluable in helping PROVEN get the best benefits available and at the best price.

In addition, he is extremely professional and a damn good golfer!”

—Louis Song, CEO

Proven Staffing Solutions

“I have had the pleasure to work with Ed Lee and his staff for the past 10 years. ELT has continued to provide excellent support to our firm in the areas of employee benefit services. His team cares about our firm employees’ well being and have spent many hours helping our employees solve claim issues when needed.

Also their knowledge of the employee benefit market is remarkable, every year they will work on getting the best deal available for our group.

They have also helped our firm establish an employee benefit system to provide electronic enrollment, which has reduced our processing expenses. I have been so impressed that they helped with my family’s individual insurance requirements. I highly recommend Ed Lee and his team to support your employee benefit needs. It has been an honor to work with him.”

—Paul Manhart, Director of Finance

AlvaradoSmith, APC

“We have used the Ed Lee team as our insurance provider at three companies now, and we are always extremely satisfied with the work they do.

They have provided tailor-made solutions to meet different needs at the different companies, and are always concerned that our needs are met. (In all cases they have been.)

His team is fantastic! Every question I have, no matter how trivial, gets answered promptly and accurately. In cases where additional action is required (and you know this happens in health insurance) they are willing to act as an advocate to make sure my issues get resolved.

My other team members report that their experiences working with Ed’s team are the same.

They have been great for us, at all of our companies, and I look forward to working with them for years to come.”

—Douglas Bertozzi, CTO


“I have worked with Edward Lee for the past 12 years and I feel very fortunate to have the opportunity to have him representing me and keeping our firm up to date on all of the ever changing employee benefits in the state of California. Edward is an expert in his field and he and his staff provide exceptional customer service. He is a consummate professional and I am a client for life!!!”

—Bodie Campagna, CFO

Mitchell J. Architecture, Inc.

“I want to thank you for your hard work and positive attitude. Since we started working together in 2007, you have been consistently easy to work with and helpful, which I must say is refreshing. We really appreciate the time you have spent reviewing our plans to ensure the best benefits and rates for our employees.

As the office manager of a boutique internet marketing firm, I have a lot on my plate. I must admit, you have made my job so much easier by actively taking on the role as an extension of our HR Department…

Thank you for always keeping me abreast of the latest news and responsibilities to our employees and for going out of your way to assist. Your personal approach and genuine eagerness to help has truly made my job easier.”

—Jennifer Jones, Office Manager


“Ed’s integrity and knowledge makes him a valuable resource for any HR professional seeking to optimize employee benefits and manage costs.”

—Sheilah Hernandez, Human Resources Manager

NeoPoint, Inc.

“I have worked with Ed & the ELT team for over 9 years. Ed & his team are very professional & knowledgeable & have an excellent understanding of the Small Group Aetna portfolio of plans.”

—Kevin Gaddy, Sales Executive


“Ed and the Ed Lee Team are great! I began working with Ed while I was the Director of Human Resources at LG Electronics MobileComm USA. He is very knowledgeable with practical business solutions. Ed is a person of high values that translates into the type of service he and all of the staff at ELT Insurance Services provides. If a company is seeking an Insurance professional who possesses integrity and who will look for the best possible solution for their insurance needs, he is your guy. I can not say enough about Ed. I value you him both as a professional and as a friend that can be counted on.”

—Thomas Abel, Owner

Five Elements Properties

“I would highly recommend Ed Lee for insurance and 401K planning. His company is well regarded in San Diego, and has a high regard to his clients. Ed is always timely and so are his associates. Ed will look for ways to save you and your company money.”

—Mark Pidgeon, Partner

Fashion Furniture Rental

“I had the pleasure of working with Ed Lee at HTS/WFI. Quite simply, I have never enjoyed better service, expertise, or results from any other benefits provider in my 20+ years in HR. Ed works diligently to craft the perfect benefits package to match the company’s needs. Once in place, Ed and his team are on-the-spot providing service, support, and problem-solving expertise. I highly recommend Ed and his team.”

—Liz Sigal, HR Manager

Wireless Facilities Inc.

“Starting out as a startup we grew to a company of 25 employees and we considered offering some benefits but knew nothing about the complexities of setting up a comprehensive benefits package. Ed and his Team walked us through all the options that were best for my employees and steered us through the maze of legal and financial obligations.

We knew computers but Ed knew benefits! He gave us the options and flexibility as if we were a company of 250 employees and better yet got us the best rates as well.

Over the years, ELT Insurance has always been our benefits provider. In so many years we grew to a company with 250 employees and Ed was always by our side. Even though we were a much bigger company than the startup of years ago, he gave each one of our employees the same attention as if we were that same startup of years past.

Thank you, Ed!”

—Gene Kim, Managing Executive Partner

KFM Restaurants

“When I think of Ed, I think of the high quality of service he offers. Ed provides high intelligence, keen insight, and a depth of knowledge to his clients. Ed continually provides his clients with cutting edge employee benefit products and services. I highly recommend Ed Lee as a leader in the industry.”

—Melissa Medve, Benefits Specialist


“In working with Ed, I know how dedicated he is to his clients. He is very thorough and before making any recommendations to clients you’ll know that he has reviewed all options. Ed will work on your behalf to get the best service you can get.”

—Robert Shepler, Director of Sales


“ELT’s dedication to quality customer services is bar none. I am confident that any organization that is seeking to partner with ELT will discover value added programs, insight, and knowledge that will facilitate in the achievement of an exceptional employee benefit program.

…”ELT Insurance Services has become an extension of our Human Resources Department. There is comfort in knowing that I can pick up the phone and call Tracy Podzimek, Vice President. She will make time for my questions, and her follow through skills are unmatched yet perfectly paired with her resourcefulness. She is truly an expert and part of our team at Sunrise Management.”

—Rachel Hart, Human Resources Director

Sunrise Management

“I have been fortunate to work with Ed for many years. His firm not only produces stellar results, but their service commitment and integrity stand out. ELT gets it – They understand how to create Raving Fans and Customers for Life. He has my business for sure!”

—Tina West, Principal

The West Group

“I have had the chance to work with Ed and his team at ELT for the last few years. I have been impressed to the point that I have placed my personal benefits needs in the hands of his team. I strongly recommend the entire ELT team and often refer clients and friends their way.”

—Paul Seegert, Co founder


…”One selling point I so enjoy (and value!) is your pro-activeness. You consistently review our plans and look for better benefits long before our renewal dates. You point out the difference in plans, the pros and cons and always ensure the best benefits and rates.

And since I’m also so busy, I sincerely appreciate the fact that I can drop you an email and ask you to process enrollment/termination forms and assist me with any claims issues. This saves me a lot of time.

I’m also grateful that you keep our office abreast of the latest news and keep me on track as to our firms responsibilities of our employees.”

—Shelly Papadopoulos, Office Administrator

Bissell, Obas & Federle, LLP

…”Andrea Durazo has always responded to our benefits questions in a timely and helpful manner, and goes above and beyond the call of duty on a consistent basis.

I am grateful to have her support and back up in my absence, as our staff knows they can call or email Andrea for any benefits questions if they cannot reach me. This is an invaluable resource for a small company that doesn’t have full time HR coverage.”

—Kristie Howard, Manager of Human Resources

Intercasting Corp.

“Ed Lee always gives 110%! Years ago he helped me design and implement a comprehensive benefits program when I was an internal HR director. With his expert knowledge and assistance I was able to save money and increase employee satisfaction. Since I started my HR consulting company, I routinely call upon Ed and his team to provide the same unsurpassed insurance services to my clients. I recommend ELT Insurance services with great confidence.”

—Ann Marie Towle-Mason, President

HR Resource Consulting

“I have known Ed both personally and professionally for many years. As his client, Ed has been my insurance provider for a few of the entities that I’ve managed. Aside from being well-organized, competent and an expert in his trade, I think one of Ed’s greatest assets is his network. He is a proactive leader and his ability to think outside the box has enabled him to become an exceptional problem-solver. I highly recommend him to anyone in need of his services. “

—Dan Hom, President

FocusCom Inc.

“I have had the pleasure of working with and partnering with Ed while working at Health Net. His devotion to his clients is unsurpassed in the industry. He has the commitment to learn the products I sell and how they would better his clients’ goals. Having partners like Ed is a true honor and I look forward to learning from him and continuing to my business relationship with him.”

—Marc Eagleton, Account Executive

Health Net

“I have had the pleasure of meeting with Ed Lee monthly for almost two years as a part of our Vistage CEO group. Ed has a wonderful balance between keen business sense and caring for individuals. When my own company was going through difficulties last year and needed quick help in figuring out health insurance options, his team did a phenomenal job at communicating with us and providing solutions. I have no doubt that Ed has the highest integrity and plan on trying to work with he and his company in any future positions I may have. “

—Derek Long, Founder/President

Lender E -Source